QuickBooks Bank Error 108 Fix | Step-by-Step Guide

QuickBooks Error 108 stopping your workflow? Get step-by-step solutions to resolve this bank error now. Call our team at +1-866-513-4656 for immediate assistance.

There are few things more frustrating than sitting down to process payroll, only to have QuickBooks interrupt your workflow with an cryptic error code. If you are staring at QuickBooks Error 108, you are likely dealing with a disruption that prevents you from filing taxes or paying your employees. This error typically strikes when you attempt to transmit payroll data or process a tax payment, effectively holding your business finances hostage.

Fix QuickBooks Bank Error 108 quickly with this guide. Learn causes & step-by-step fixes for payroll & tax issues. For help, call +1-866-513-4656.

When time is money, you cannot afford to waste hours deciphering technical jargon. While this guide provides comprehensive steps to resolve the issue independently, if you need immediate assistance to get your payroll back on track, the QuickBooks technical support number is +1-866-513-4656.

What is QuickBooks Error 108?

Error 108 is primarily a communication breakdown between your QuickBooks software and the financial institutions or Intuit’s servers. It usually manifests when you are trying to use the payroll feature or electronic tax filing. The error message often states that QuickBooks cannot connect to the bank or that the transaction cannot be completed due to a "bank error."

Ignoring this issue can lead to missed tax deadlines or delayed payroll, which is why immediate troubleshooting is essential.

Why Does Error 108 Occur?

Understanding the root cause is the first step toward a permanent fix. Based on common user reports and technical analysis, here are the primary reasons you are encountering this QuickBooks payroll issue:

1. Incorrect Bank Account Setup

The most frequent trigger for Error 108 is a mismatch between the bank account information stored in QuickBooks and the actual details on file with your financial institution. Even a minor discrepancy, such as an incorrect routing number, can halt the transaction.

2. Outdated QuickBooks Software

Running an outdated version of QuickBooks is a common cause of connectivity errors. Intuit frequently releases updates to patch security vulnerabilities and update tax tables. If your software is not current, it may fail to communicate with your bank’s updated security protocols.

3. Corrupted Company File

Data damage within your company file can corrupt the specific data fields related to your bank account. This corruption prevents QuickBooks from reading the necessary credentials to process the transaction, leading to a QuickBooks tax problem during filing.

4. Internet Explorer Settings (For Desktop Users)

QuickBooks Desktop relies on Internet Explorer (even if you use another browser) to handle its web-based services, including payroll. If IE settings are misconfigured, have accumulated excess cache, or have SSL/TLS settings disabled, Error 108 will appear.

5. Firewall or Security Software Interference

Overly aggressive firewall or antivirus software can mistakenly flag the QuickBooks payroll transmission as a threat, blocking the connection and triggering Error 108.

Step-by-Step Solutions to Fix Error 108

Follow these solutions in order. They are designed to move from the simplest fix to the more complex technical adjustments. If you get stuck at any point, remember that help is available by dialing the QuickBooks error support number at +1-866-513-4656.

Solution 1: Verify and Update Bank Account Information

Before diving into system settings, ensure the bank details in QuickBooks are flawless.

1. Open QuickBooks and go to the Lists menu.

2. Select Chart of Accounts.

3. Locate the bank account you are using for payroll.

4. Right-click the account and select Edit Account.

5. Verify the account number and routing number. Compare them exactly to a voided check or your online banking portal.

6. Make any necessary corrections and save the changes.

7. Attempt to run payroll again.

Solution 3: Use the QuickBooks File Doctor (Company File Repair)

Since a corrupted company file can cause this error, the QuickBooks File Doctor is a vital tool.

1. Download the QuickBooks Tool Hub from the official Intuit website.

2. Install and open the Tool Hub.

3. Select Company File Issues.

4. Click Run QuickBooks File Doctor.

5. Select your company file from the dropdown menu and choose the option to check both your network and file.

6. Enter your password when prompted and let the tool run. This process can take some time depending on the file size.

Solution 4: Reset Internet Explorer Settings

Because QuickBooks Desktop uses IE for backend services, resetting it often resolves QuickBooks payroll issues.

1. Close QuickBooks completely.

2. Open Internet Explorer (do not use Edge or Chrome for this step).

3. Click the gear icon in the top right corner and select Internet options.

4. Go to the Advanced tab and click Reset.

5. Check the box "Delete personal settings" and click Reset again.

6. Once complete, restart your computer.

7. Reopen QuickBooks and try the transaction again.

Solution 5: Configure SSL Settings

Error 108 can occur if the security protocols are outdated.

1. Open Internet Explorer.

2. Go to Internet Options > Advanced tab.

3. Scroll down to the Security section.

4. Ensure the following checkboxes are checked:

   • Use TLS 1.0

   • Use TLS 1.1

   • Use TLS 1.2

5. Click Apply and OK.

6. Restart your computer and try QuickBooks again.

Solution 6: Check Firewall and Antivirus Exceptions

Your security software might be blocking the connection.

1. Open your firewall settings (Windows Defender Firewall or third-party software).

2. Ensure that QuickBooks and the following processes are allowed through the firewall:

   • QBDBMgrN.exe

   • QBUpdate.exe

   • QBCFMonitorService.exe

3. If you are on a network, consult with your IT department to ensure port 443 (HTTPS) is open for QuickBooks traffic.

Immediate Assistance for Payroll and Tax Errors

If you have tried the steps above and are still facing the error, or if you are uncomfortable making changes to your firewall or registry, do not hesitate to reach out to a specialist.

• QuickBooks technical support number: +1-866-513-4656

• QuickBooks online customer support phone number: +1-866-513-4656

Prevention Tips: Avoiding Error 108 in the Future

Once you have resolved this QuickBooks error, use these best practices to prevent it from recurring:

• Update Regularly: Always run the latest version of QuickBooks. Enable automatic updates to ensure you never miss a critical payroll tax table update.

• Annual Bank Verification: At the start of every fiscal year, verify that your linked bank accounts in QuickBooks match your actual bank statements.

• Maintain Your Company File: Regularly run the "Verify Data" and "Rebuild Data" utilities found under the File > Utilities menu to catch data corruption early.

• Stable Internet Connection: Ensure you have a stable internet connection before processing payroll to prevent mid-transaction timeouts.

• Use Supported Browsers: While Desktop uses IE in the background, ensure your default browser for online activities is up-to-date to prevent system-wide security conflicts.

Frequently Asked Questions (FAQs)

1. Can Error 108 stop me from filing my payroll taxes?

Yes, absolutely. Error 108 prevents the transmission of data from QuickBooks to the tax agency or bank. If you are facing a QuickBooks tax problem like this, it is crucial to resolve it immediately to avoid penalties for late filing.

2. Will I lose my data if I reset Internet Explorer?

No. Resetting Internet Explorer removes temporary files, cookies, and resets security settings to default. It does not delete your bookmarks or QuickBooks company file data. It simply clears out old data that might be interfering with the connection.

3. Is Error 108 the same on QuickBooks Desktop and Online?

While the error code may appear on both platforms, it is more common on QuickBooks Desktop due to its reliance on Internet Explorer settings and local file structures. QuickBooks Online errors are usually browser-based cache issues.

4. How do I know if my company file is corrupted?

QuickBooks usually alerts you to corruption, but you can manually check. Go to File > Utilities > Verify Data. If it finds issues, you will be prompted to run the Rebuild Data tool. If the rebuild fails, you may need to restore a backup or contact support at +1-866-513-4656.

5. Why does my antivirus block QuickBooks?

Antivirus software often views the data transmission involved in payroll as unknown or high-risk because it involves sending sensitive financial data. You must add QuickBooks to the exception list of your antivirus software to whitelist its activity.

6. Does Error 108 affect direct deposits only?

It can affect both direct deposits and tax payments. If the software cannot authenticate the bank details or establish a secure connection, it will block any type of Electronic Funds Transfer (EFT).

Contact Our Support Team

We understand that technical errors can be stressful, especially when they impact payroll. If you need to speak with a human to resolve this quickly, our specialists are ready to assist.

1. QuickBooks payroll error support number: +1-866-513-4656

2. QuickBooks support phone number: +1-866-513-4656

3. QuickBooks error support number: +1-866-513-4656